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How to Decide Where to Live in Retirement?

Writer's picture: Michelle UnderwoodMichelle Underwood

If you’re starting to plan your retirement, maybe you also started to think about your future living arrangements.  Your current home could feel too big for your future and you have considered downsizing.  Maybe you desire to move closer in proximity to your family, or maybe you are ready for a new adventure.


Here are some things to consider when you are making your decision on where to live:


If you’re starting to plan your retirement, you’ve maybe started thinking about your future living arrangements. Perhaps your home feels too big for your future and you’re ready to downsize. Maybe you desire to move closer to family. Or maybe you’re just ready for a new adventure in the second half of your life.


Here are some of the things you may want to consider when you’re deciding where to live in retirement:

  • Recreation – What type of recreation are you interested in? Walking, hiking, biking, swimming, etc. When looking at areas to spend retirement, you might consider the walkability of a neighborhood, access to local parks, hiking/biking trails and other things that you may need for your recreation.

  • Amenities & Shopping – Thinking about the places that you like to frequent, your grocery store, your bank, pharmacy, a library, restaurants, etc. If you want to have quick access to these things, be sure to drive around the neighborhoods you're interested in and decide if you feel you have easy access to these things.

  • Healthcare – Where are your doctors located? What hospital system do you receive your care at? Be sure these important places are in a comfortable distance for you.

  • Social Amenities – What social activities do you enjoy? Do the neighborhoods you’re interested have access to these things – a church of a specific denomination, a senior center and other various social opportunities.

  • Proximity to Loved Ones – Maybe the most important of all, is living near those loved ones. That might be the first place to start – look at those areas where loved ones live, and neighborhoods near them and see which of those meet the other needs mentioned above.

While you may be able to find the type of home you desire in many areas, the area where you decide to retire is important.


Once you decide the area that meets your needs, we would love to help you start looking at specific types of homes and what you’re looking for in a home that meet your needs.



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